Who We Are
Since 1952, the Congolese Banking Association (ACB) has brought together all banking institutions operating in the Democratic Republic of Congo.
As an independent professional organization, the ACB serves as a liaison between its members, public authorities, and national and international partners.
It actively works to promote a stable, ethical, high-performing, and competitive banking sector, thereby contributing to the country’s economic and financial development.
Through its actions, the ACB has established itself as a framework for consultation, coordination and representation of the Congolese banking sector.
Oct 1952
Creation of the ACB
Initiated by the main Congolese banks, in accordance with the legislation in force, our professional organization was created as a non-profit association.
It brings together licensed banking institutions operating in the Democratic Republic of Congo and has worked since its inception to structure, modernize, and develop the national banking sector.
Under the name “Congolese Banking Association,” the ACB has progressively established itself as a leading institutional player in the financial ecosystem.
Feb 2006
Expansion
Over the years, the Congolese banking sector has experienced sustained growth, marked by the arrival of new institutions and the strengthening of regulatory frameworks. This dynamic has resulted in a significant increase in ACB membership, reflecting the growing attractiveness of the sector and its increasing contribution to the national economy.
The Association supports this expansion by promoting harmonization of practices, sectoral dialogue, and adaptation to new economic and technological challenges.
Mar 2011
Banking for Civil Servants
The ACB played a major role in implementing the government initiative to strengthen the banking access for state employees nationwide. This action enabled the mass opening of bank accounts and the expansion of access to financial services, contributing to the modernization of public remuneration management.
It also fostered greater financial inclusion and increased transparency in public payment channels.
Oct 2021
Financial Inclusion
In accordance with its mandate, the ACB supports public authorities in developing and implementing national financial inclusion strategies. Through awareness-raising activities, consultation, and advocacy, it contributes to expanding access to formal financial services for the population.
This collaboration aims to strengthen economic integration, support entrepreneurship, and promote more inclusive and sustainable growth.
Permanent Board & General Secretariat
Marie-Gabrielle OPESE
President
Mrs. Opese has been CEO of Standard Bank DRC since April 2023. In this capacity, she drives the institution’s strategic direction, with a particular focus on sustainable growth, operational performance and strengthening client relationships. With over thirty (30) years of experience in the financial system, she has held senior positions including Deputy CEO, and headed the Risk and Credit, Compliance, Legal and Governance departments. Her career, enriched by experience at international groups such as Citigroup and Ecobank, gives her a global vision and recognized expertise. Elected President of the ACB in March 2024, Mrs. Opese represents the banking sector on strategic, regulatory and economic issues, actively contributing to the stability and development of the financial system in the Democratic Republic of Congo.
Henri WAZNE
1st Vice-President
Mr. Wazne has been CEO of Sofibanque since 2012. He played a decisive role in structuring, modernizing and growing the institution, contributing to its positioning among the leading players in the Congolese banking sector. Holder of a Master’s in Law from the University of Nice Sophia-Antipolis (France), he has over twenty-three (23) years of professional experience, particularly in international trade and finance. Representing the third generation of the Wazne family on the African continent, he has supported the expansion and rise of the family business in the Democratic Republic of Congo. Since 2019, he has also been involved in the insurance sector through the creation, with various partners, of the Financial Insurance Company (SFA). Within the ACB, Sofibanque actively participates in strengthening its institutional performance.
Alassane SORGO
2nd Vice-President
Mr. Sorgo has been CEO of Ecobank DRC since 2022. In this capacity, he drives the institution’s strategic direction and supports its development, with a particular focus on performance, risk management and operational transformation. With over twenty-five (25) years of experience within the Ecobank group, which he joined in 1999, he has held several leading positions, including at Ecobank Transnational Incorporated (ETI) headquarters and in various subsidiaries in West and Central Africa. Holder of a degree from the INP-HB of Yamoussoukro and a Master’s in Accounting and Financial Sciences from the University of Abidjan, completed in Nice, he has recognized expertise in financial governance and performance optimization. Within the ACB, Ecobank DRC actively contributes to the coordination and promotion of the collective interests of the banking sector.
Willy MULAMBA
3rd Vice-President
Mr. Mulamba has been CEO of Equity BCDC since November 2024. He leads the institution’s development strategy, with priorities focused on sustainable growth, financial strength and the strengthening of banking inclusion.
Before joining Equity BCDC, he headed Citibank DRC and served as President of the Congolese Banking Association, actively contributing to the structuring and modernization of the national banking sector.
With over twenty (20) years of international experience, he has recognized expertise in governance, risk management and institutional transformation. He holds several university degrees in finance and economics, notably from Université Paris-Saclay, the University of Liège and the University of North Texas. Within the ACB, Equity BCDC actively participates in the representation and defense of the sector’s interests.
Yannick MBIYA
Affiliated Board Member
Mr. Mbiya is CEO of Trust Merchant Bank (TMB). In this capacity, he oversees the institution’s strategic and operational direction, with priorities focused on financial strength, modernization of services and the strengthening of banking inclusion.
With proven experience in the banking sector, he has held several management positions within TMB, where he has distinguished himself through his mastery of governance, risk management and operational performance issues.
His career is marked by a constant commitment to innovation, client proximity and the development of accessible financial services.
Within the ACB, TMB contributes, as a member of the Affiliated Permanent Board, to the coordination of sectoral actions, the promotion of professional standards and the strengthening of the credibility of the banking system in the Democratic Republic of Congo.
Mustafa RAWJI
Affiliated Board Member
Mr. Rawji has been CEO of Rawbank since May 2020. In this capacity, he leads the institution’s development strategy, with a particular focus on governance, innovation and support for local entrepreneurship.
Holder of a Master’s in Finance from Babson College (Boston), he began his career at Calyon in Geneva and Crédit Agricole in Paris, before joining HSBC in Dubai, where he strengthened his expertise in international financial markets.
Returning to the Democratic Republic of Congo in 2009, he progressively assumed leading responsibilities within Rawbank, notably in the areas of strategy, credit and infrastructure, contributing to the structuring and growth of the country’s largest commercial bank.
Within the ACB, Rawbank participates in the work of the Affiliated Permanent Board and contributes to the promotion of best practices, the strengthening of banking governance and the sustainable development of the financial system in the Democratic Republic of Congo.
Trésor MANENO
Secretary General
Maître Maneno is a Lawyer at the Kinshasa/Matete Bar, Mining and Quarrying Agent, Industrial Property Agent and Arbitrator registered with CENACOM. Holder of a Degree in Economic and Social Law from the Protestant University in Congo (UPC) and currently enrolled in an MBA program at the School of Management (HEC Liège) of the University of Liège, he has over fifteen (15) years of professional experience. His career, which began as Legal Counsel at Standard Bank DRC and was consolidated through recognized practice in business law and strategic consulting, has given him solid expertise in governance, regulation and institutional management. As Secretary General of the ACB, Maître Maneno works to energize the permanent management, institutional coordination and the defense of the collective interests of the banking sector in the Democratic Republic of Congo.
Christine MBUYI
Deputy Secretary General
Mrs. Mbuyi holds a Degree in Economic Sciences, majoring in Finance, from the University of Kinshasa. She has solid professional experience in the fields of finance, accounting and governance. She was notably the first woman to join the PricewaterhouseCoopers firm, marking her career with a constant commitment to professional excellence. After several years as a chartered accountant, she joined the Commercial Bank of Congo (BCDC), where she served as Chief Financial Officer, contributing to financial management and the strengthening of management systems. She also served on the Board of Directors of United Bank for Africa (UBA). As Deputy Secretary General of the ACB, she supports the administrative and operational coordination of the Association and actively participates in strengthening its institutional performance.
Former Presidents
Pascal KINDUELO
1st President
Mr. Pascal Kinduelo Lumbu is a historic figure in the banking and financial sector in the DRC. A leading entrepreneur and financier, he is notably the founder of Banque Internationale de Crédit and former Chairman of the Board of Directors of BGFI Bank DRC. A pioneer of national banking development, he contributed, from the earliest post-independence decades, to the structuring of the Congolese financial system and to the expansion of access to banking services. Former President of the ACB in the early 2000s, he played a decisive role in the institutional consolidation of the sector and in defending the professional interests of banking institutions. Alongside his banking activities, he co-founded Vodacom Congo and developed investments in the energy, oil and finance sectors. As Honorary President, he embodies the institutional memory and founding vision of the national banking sector.
Michel LOSEMBE
2nd President
Mr. Michel-Emery Losembe Botumbe is a recognized expert in the banking sector in the Democratic Republic of Congo and in Africa, with nearly thirty (30) years of professional experience. He began his career at Citibank in 1988, where he held the position of Regional Treasurer, acquiring solid expertise in financial management and international banking operations. Upon returning to the DRC, he served as CEO of Banque Internationale pour l’Afrique au Congo (BIAC), playing a central role in the restructuring and revival of the institution in a post-conflict context. President of the ACB from 2006 to 2016, he led major reforms, including the banking of state employees’ salaries. He is currently Managing Partner of TSHINU CONSULTING Ltd, where he advises institutions on governance and strategy.
Yves CUYPERS
3rd President
Mr. Yves Cuypers is a leading banking executive in the Democratic Republic of Congo, with over thirty (30) years of experience in finance, risk management and compliance. He headed the Commercial Bank of Congo (BCDC) for seventeen (17) years, making a decisive contribution to its development and positioning as a major player in the national banking sector. He also played a central role in the merger process that led to the creation of Equity BCDC, marking a structuring milestone in the evolution of the Congolese banking landscape. Within the ACB, Mr. Cuypers put his strategic expertise at the service of strengthening professional standards, banking governance and the modernization of the national financial sector.
Willy MULAMBA
4th President
Mr. Willy Mulamba is a recognized figure in the banking sector in the Democratic Republic of Congo, with over twenty (20) years of international experience in finance, governance and risk management. Former President of the ACB, he led important institutional reforms aimed at strengthening governance, modernizing professional practices and promoting the interoperability of payment systems. His career, notably at the helm of Citibank DRC, is marked by a constant commitment to rigor, transparency and the professionalization of the banking sector. Recognized for his leadership and ethical standards, Mr. Mulamba continues to inspire the new generation of leaders and to contribute to the influence of the Congolese banking system.
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